What Does Community First Bank Do With Your Personal Information?
Rev. Date 10/2024
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. |
|---|---|
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: - Social Security number and account balances - Payment history and transaction history - Credit history and overdraft history When you are no longer our customer, we continue to share your information as described in this notice |
| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Community First Bank chooses to share; and whether you can limit this sharing |
| Reasons We Can Share Your Personal Information | Does Community First Bank Share? | Can You Limit This Sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes – to offer our products and services to you |
No | We Do Not Share |
| For joint marketing with other financial companies | No | We Do Not Share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences |
No | We Do Not Share |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
No | We Do Not Share |
| For our affiliates to market to you | No | We Do Not Share |
| What We Do | |
|---|---|
| How does Community First Bank protect my information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings |
| How does Community First Bank collect my information? |
We collect your personal information, for example, when you
- open an account or deposit money - apply for a loan or use your credit or debit card - make a wire transfer We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only - sharing for affiliates' everyday business purposes - information about your creditworthiness - affiliates from using your information to market to you - sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing |
| Definitions | |
|---|---|
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Community First Bank has no affiliates |
| Non‑Affiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. - Community First Bank does not share with nonaffiliates so they can market to you |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. - Community First Bank doesn't jointly market |
| Other Important Information | |
|---|---|
| In accordance with state law, Community First Bank will not share information we collect about state residents with companies outside of Community First Bank, except as permitted by law, such as legal processes or as required to service your account. We will limit sharing within our company to the extent required by applicable state law. | |