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Financial Education

FDIC’s educational resource center


The FDIC's Money Smart financial education program can help people of all ages enhance their financial skills and create positive banking relationships. Learn here about Money Smart tools and strategies that you can use to teach others, as well as tools you can use to learn on your own. First released in 2001 and regularly updated since then, Money Smart has a long track record of success.
Welcome Teachers
The Federal Deposit Insurance Corporation (FDIC) and the Consumer Financial Protection Bureau (CFPB) are working together to make it easier for schools to bring financial education into the classroom by developing a one-stop-shop for educators.

Here you will find tools to help you teach financial education including lesson plans, videos, and other resources.

In support of this effort, we are also working with community partners and banks to create hands-on programs including youth savings accounts connected to financial education for schools and communities.
Money Smart and Youth Employment
Explore this site to learn about the FDIC’s resources that support financial education and access to safe, affordable insured accounts for youth participating in employment programs. In particular, FDIC’s Money Smart curricula can help meet the Workforce Innovation and Opportunity Act (WIOA [doleta.gov]) financial literacy element.

The FDIC has extensive experience supporting financial education. In 2001, the FDIC released Money Smart for Adults. Today, curricula options are available for all ages, including Money Smart for Young People and Money Smart for Young Adults. In addition, the FDIC and its federal partners have other resources to support employment programs, including WIOA’s in-school and out-of-school programs.
The FDIC is sharing resources to encourage banks and schools to work together to improve the financial skills and experiences of youth. Financial education and school-based savings programs introduce young people to financial services at an early age, while helping youth learn how to manage their money more effectively. Youth savings programs not only encourage the development of savings habits at a formative age, but also have the potential to promote economic inclusion for entire families.